About Dental Insurance at The Smilist
We accept many major dental insurance plans and submit claims for you, saving time and hassle. Our team provides quick estimates of coverage and clear options for any remaining balance.
How We Help You Use Your Benefits
Understanding dental insurance shouldn’t be stressful. Before treatment, we verify your plan, review expected coverage, and share a transparent, easy-to-read estimate. If something isn’t fully covered, we’ll outline choices that fit your budget and timing.
- Plan verification and benefits check
- Pre-treatment cost estimates with clear out-of-pocket totals
- Options for uncovered portions (payment plans and membership savings)
- Help filing and tracking claims after your visit
Have questions or want to confirm a provider? Give us a call, our front desk team is happy to check your specific insurance and guide you through the next steps.
Popular Insurance Providers
Coverage varies by location, but here are some of the most common plans we accept:
- Aetna
- Aetna Access
- Ameritas
- ASO/SIDS
- Assurant (DHA)
- Cigna PPO
- DDS
- Delta Dental PPO
- DentalSave
- EDP Discount Plan
- Empire BlueCrossBlueShield Federal (Basic/ Standard)
- Empire BlueCrossBlueShield 100/200/300
- Empire BlueCrossBlueShield XPO
- GEHA
- Guardian PPO
- HealthPlex PPO
- JJ Stanis & Co., Inc.
- MetLife PPO, PDP, PDP PLUS
- Principal
- United Concordia
- United HealthCare PPO
- Zelis
No Insurance? No Problem.
The Smilist ONE Membership Program makes it easy to receive high-quality dental care without insurance. Designed for flexibility and affordability, this plan helps patients maintain healthier, happier smiles all year long.
Preventive Care Benefits
- Routine dental cleanings
- Comprehensive dental exams included
- Annual digital X-rays
- Experiencing pain? Exam and x-rays included
- Fluoride treatments for stronger teeth
Member Perks
- Deals and promotions on exclusive services
- Many specialist consultations included
- No deductibles, waiting periods, or maximums
- Transparent pricing and easy monthly payments
- Plans start at just $30/month
Low Interest Financing Options
Many offices offer no-interest or low-interest patient financing options through CareCredit. The Smilist Membership plan is a fantastic option for those truly committed to their health, as it allows you and your family to receive the same high-quality dentistry at a special members-only discounted price.
What Services Can Dental Insurance Cover?
Preventive Care
Routine exams, x-rays, and cleanings to help you maintain a healthy smile and prevent future dental problems.
Crowns and Bridges
Durable restorations that protect damaged teeth or replace missing ones with a natural look and feel.
Fillings and Cavity Treatment
Repair decayed teeth with natural-looking fillings designed to restore function and appearance.
Dentures and Implants
Comfortable options to restore your smile’s function and confidence after tooth loss.
Tooth Extractions
Safe, gentle tooth removal when decay, damage, or crowding make extraction necessary.
Gum Disease Treatment
Coverage for diagnosing and treating gum inflammation or periodontal disease, depending on your plan.
Conditions Treated with Insurance
Most insurance plans help patients address common oral health issues, including:
- Cavities and decay
- Gum disease
- Tooth pain and infections
- Tooth loss or replacement needs
- Preventive care to avoid major problems
FAQs
Navigating dental insurance can feel confusing, but we’re here to make it simple. Whether you’re wondering what’s covered, how to file a claim, or what options exist without insurance, our team is ready to help you understand your benefits and maximize your coverage.
The Smilist partners with many major dental insurance providers, including Aetna, Delta Dental, Cigna, MetLife, and Guardian. Coverage can vary by office, so our team will gladly verify your plan and explain your benefits before any treatment.
Absolutely. Our front desk team takes care of submitting and tracking your claims directly with your insurance company, saving you time and reducing paperwork. We’ll also provide an easy-to-understand estimate of what your plan covers.
No problem. The Smilist ONE Membership Program offers affordable access to high-quality care for as little as $30 per month. Members enjoy exams, X-rays, cleanings, and more, without deductibles or maximums.
Most insurance plans focus on preventive and restorative treatments, such as exams, cleanings, fillings, and crowns. Cosmetic treatments like whitening or veneers are typically not covered, but financing options are available to make care more affordable.
Locations We Provide Dental Services
Insurance participation varies by office. Find a nearby location and confirm coverage with our team at The Smilist: